Attention homeowners in Highland and Oakland County: Get an Appraisal today!

See the top reasons MI homeowners order from C.B. Appraisals Inc.:

To get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
To challenge a MI property tax assessment
To lower a monthly mortgage payment by removing PMI
To reinstate your Home Equity Line of Credit (or HELOC)
Verify a different appraiser's report
In the case of a MI divorce, where property needs to be divided
Determine the true market value of real estate in question to settle an estate in MI

Need help determining the price of your home in or near Highland, MI?
Contact C.B. Appraisals Inc..

We at C.B. Appraisals Inc. understand the individual needs of a consumer seeking appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your own house because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your property will attract many interested buyers, a professional appraisal is a very important negotiating tool once you have a potential buyer. It gives you something tangible to show the buyer. It's an independent third party's opinion of your house's value, and not just you saying how much your home is worth. Potential buyers know that you have an emotional attachment to your house and will be far more likely to give credibility to a seasoned appraiser's value opinion than yours.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. A preferred money saver for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is below 80% of the value of your property. In most cases you can apply to your lender to have the PMI canceled from your loan. We're experienced in helping folks just like you remove undesirable PMI insurance.

Challenge a property tax assessment

Lets say you live in an area that's declining -- your local tax assessor may have your house overvalued. This only means you are paying higher taxes than you should be paying. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal report from C.B. Appraisals Inc. is your chief weapon when challenging your property tax assessment.

HELOC recently frozen?

If your home is in a declining area, your lender just might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow angle. An expert appraisal from C.B. Appraisals Inc. can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Have you just been given a copy of your appraisal and you would prefer to have a professional double-check it for precision or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? C.B. Appraisals Inc. can help you with that. Even though this is usually requested by banks, you may desire to utilize this service if you suspect mortgage fraud related to your property.